We understand that most people who are buying a new or used car are doing so because they need to, rather than because they want to. Maybe it’s for a new job, or perhaps there is a child on the way and the top down convertible just isn’t going to cut it anymore, or maybe the old one just finally broke down, and at last, it is time to upgrade. Regardless of your reasons, what remains is that you need a vehicle now. However, if you are anything like the hundreds of people we have helped get the money they need, your finances may not be in a place where an outright purchase is going to happen. It is alright. Not everyone has a mattress full of money ready to go, and afterall, you’ve come to the right place.

Here at Applewood Credit our system of getting approved couldn’t possibly be simpler. You choose a vehicle that you want along with the help of our expert sales team, you set a budget, and then you get approved. There’s really nothing else to it, and we are here to help walk you through every single step along the way. And good news, you are already well on your way to approval just by reading this website!

We work to not just bring you the very best car credit solutions, but to bring them to you in a way that makes sense. While we are experts at new and used car financing and we know everything that there is to know about car loans, we also know that what our clients value is having a complex subject made simple and manageable - and that’s where we thrive. Come in and talk to one of our financing experts today, and let’s break down your needs and get started on the road to getting you back on it.

Now, we hear you out there, you’re wondering how a person with no credit can get the used car financing that they need. It is a common question, and a fair one. Society, in general, has been conditioned in some ways to believe that poor credit is a barrier to getting a proper loan. Allow us to dispel this myth once and for all.

Did you know that one of the very best ways to go about improving your credit is with regular payments on a subprime loan? It is absolutely true. Even with no credit at all you can jump-start your financial situation just by doing what you needed to do anyway. That’s a win-win if we’ve ever seen one!

With the Applewood Finance team on your side you can be sure that your loan will be one that is manageable and specifically constructed with you in mind. We like to think of it as less of a car loan and more of a lending strategy custom tailored to your needs. Our goal is never to trick or trap anyone in an impossible debt, but instead create a framework that will work for all parties involved. Helping us with this is the fact that we also maintain working relationships with a wide range of lenders. Our experience and time in the industry has allowed us to guarantee the lowest possible rate for all of our clients. If there is an amazing rate to be had, you can be sure that we will be the ones who can find it for you.

In the end, it’s very simple. You choose the vehicle you want, you set yourself a budget, and you get approved for the loan that you then work with us to create. If your credit is good, bad, or on the rebound, you can be assured that it won’t matter when it comes time to get approval. With our team of experts and enthusiast working with major lenders that we have expansive relationships with for years, you will get the very best loan possible at a rate that you wouldn’t even think was on the table. At the end of the day we are here to help you get the vehicle that you need for when you need it without any of the red tape or complications that often arise from other dealerships.

Simply put, we are the very best at what we do in all of British Columbia, and we cannot wait to meet you and get started finding the loan that will work for you. Come and see us today, or give us a call to get your loan approval started!